What is Medical Malpractice Insurance?

Medical Malpractice Insurance is a coverage designed for healthcare professionals to protect them in the event of allegations of medical malpractice or clinical negligence. These allegations can arise from the treatment or services that have been provided to a patient or client which has caused them physical or mental harm or even death. Such claims are normally very costly so it’s very important you have the right coverage in place. We will also guide you on any other suitable products that might be worth considering.

How much does Medical Malpractice Insurance Cost?

There are many different factors that can affect the cost. If we have a full understanding of your business and your requirements, including your trade sector specialisms, experience, income and staff volume allowing us to source and recommend the best cover for you, but also at the best price.

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What’s the difference between Professional Indemnity and Medical Malpractice

Medical Malpractice and Professional Indemnity Insurance are similar coverages, however there is a vital difference which is why it is incredibly important you have the right product in place. As a general rule of thumb, Professional Indemnity insurance covers claims made for professional negligence, errors or omissions made in the work undertaken resulting in a financial loss. On the other hand, Medical Malpractice covers professional situations where an error of judgement can literally mean life or death.

Examples of professionals that may require Medical Malpractice insurance are:

• General Practitioners
• Dentists
• Osteopaths
• Physiotherapists
• Private Ambulance Services
• Medical Repatriation
• Private Medical Clinics
• NHS Practices