Public Liability Insurance is an absolute must if you come into contact with third parties or members of the general public.

By asking Haxon to find the best cover for you, you are protected against third party injury, death and third party property damage claims that may arise from your usual business activities as a result of negligence. Typically, Public Liability covers can have a number of cover extensions depending on your trade and the type of policy. When you get in touch, we’ll highlight any enhancements that may be available.

Employers Liability can be included on a Public Liability policy making a combined liability policy. Depending on your circumstances and the set-up of the business, Employers Liability can be required by law. It may seem obvious if you have employees that you’ll require Employers Liability cover but there can be times where your employees or workers are self-employed, provide labour only or perhaps there are no employees but a limited company with multiple directors. Whatever your circumstances, you must ensure you have the cover in force if it is required by law for your business.  

Liability insurance can include cover for:

• Protection at your own premise, working away in public or private spaces or events
• Cover against claims from employees injured whilst at work
• Legal Expenses
• Compensation claims
• In-house Claims team